Business Overhead Expense (BOE) Insurance for Physicians

Protect your practice’s financial stability when disability strikes. Our specialized BOE coverage ensures your practice continues operating even when you can’t.

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About KeyArx

Understanding Business Overhead Expense Insurance

Business Overhead Expense (BOE) insurance provides critical financial protection for your medical practice when you’re disabled and unable to work. Unlike personal disability insurance that replaces your income, BOE coverage specifically reimburses your practice’s ongoing operating expenses.

As a practice owner, you face unique financial responsibilities. When disability strikes, expenses like staff salaries, rent, utilities, and equipment leases continue regardless of your ability to generate revenue. BOE coverage ensures these costs are covered, allowing your practice to remain operational during your recovery.

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Why Choose Us

Few reasons for people choosing Minesure

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Comprehensive Expense Analysis

Our financial specialists analyze your practice's unique operating costs to determine precise BOE coverage needs

Customized BOE Policies for Practice Owners

We structure policies that align with your practice size, specialty, and financial obligations

Efficient Claims Processing

Quick reimbursement process ensures your practice expenses are covered without administrative burden

The KeyArx Group | Specialized in Practice Protection

At The KeyArx Group, we understand the unique financial vulnerabilities physician-owned practices face. Our specialized Business Overhead Expense coverage helps protect what you’ve built through years of dedication. Our relationships with leading insurance carriers allow us to secure comprehensive BOE policies that cover operating costs during periods of disability, ensuring your practice’s continued operation and your peace of mind.

Additional Solutions

We Ensure Complete Practice Protection

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Physician Disability Insurance Solutions

Tailored disability insurance solutions for physicians. Protect your income with own-occupation coverage designed specifically for healthcare professionals.
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Risk Mitigation Strategies in Healthcare

Proactive risk management solutions for medical practices. Protect assets and reduce liability exposure across clinical and financial operations.
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Group Disability Insurance Cost Reduction

Reduce group disability insurance costs without compromising coverage. Custom strategies for medical practices to optimize employee benefits budgets.
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Custom Benefit Programs for Medical Practices

Design employee benefit packages that attract top talent. Align insurance offerings with practice budgets and staff retention goals.
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Life Insurance Policy Evaluation

Comprehensive life insurance audits for healthcare professionals. Ensure your coverage aligns with evolving career stages and financial goals.
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Retirement Planning for Healthcare Professionals

Specialized retirement strategies for physicians and medical staff. Maximize tax advantages while building long-term wealth in high-income careers.

Ready To Protect Your Practice's Financial Health?

Our comprehensive BOE coverage for practice owners ensures your business continues running smoothly when disability prevents you from working. Don’t let a disability threaten the practice you’ve built.

The KeyArx Process

We Analyze Your Practice Before Recommending BOE Coverage

Complete Practice Expense Evaluation

We conduct a thorough analysis of all operating costs to determine appropriate coverage levels

Customize BOE Policy

Our specialists design comprehensive coverage that addresses your specific practice needs

Simplify Implementation

We handle all paperwork and coordination to make securing BOE coverage effortless

Regular Coverage Reviews

As your practice grows, we ensure your BOE coverage continues to match your changing needs

The Team

Meet Our BOE Specialists

Our team of financial advisors specializes in Business Overhead Expense coverage for physician practices, with deep expertise in practice expense protection.

Steve Cella

President | Business Development Director

Todd Neville

Vice President Business Development

Testimonials

What Clients Say About Our BOE Coverage

Dr. Michael S Cardiologist

"KeyArx Group's BOE coverage recommendation was exactly what my practice needed. When I was unable to work for three months, every operating expense was covered, allowing my staff to continue serving patients."

Dr. Robert L. Orthopedic Surgeon

"As a solo practitioner, I worried about what would happen to my practice if I became disabled. KeyArx provided a BOE policy that gave me complete peace of mind."

Dr. Jennifer T. Family Practice Owner

"Their BOE policy saved my practice during my unexpected absence. All operating costs were covered, from staff salaries to equipment leases."

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