Business Overhead Expense (BOE) Insurance for Physicians

Protect your practice’s financial stability when disability strikes. Our specialized BOE coverage ensures your practice continues operating even when you can’t.

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About KeyArx

Understanding Business Overhead Expense Insurance

Business Overhead Expense (BOE) insurance provides critical financial protection for your medical practice when you’re disabled and unable to work. Unlike personal disability insurance that replaces your income, BOE coverage specifically reimburses your practice’s ongoing operating expenses.

As a practice owner, you face unique financial responsibilities. When disability strikes, expenses like staff salaries, rent, utilities, and equipment leases continue regardless of your ability to generate revenue. BOE coverage ensures these costs are covered, allowing your practice to remain operational during your recovery.

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Why Choose Us

Few reasons for people choosing Minesure

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Comprehensive Expense Analysis

Our financial specialists analyze your practice's unique operating costs to determine precise BOE coverage needs

Customized BOE Policies for Practice Owners

We structure policies that align with your practice size, specialty, and financial obligations

Efficient Claims Processing

Quick reimbursement process ensures your practice expenses are covered without administrative burden

The KeyArx Group | Specialized in Practice Protection

At The KeyArx Group, we understand the unique financial vulnerabilities physician-owned practices face. Our specialized Business Overhead Expense coverage helps protect what you’ve built through years of dedication. Our relationships with leading insurance carriers allow us to secure comprehensive BOE policies that cover operating costs during periods of disability, ensuring your practice’s continued operation and your peace of mind.

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We Ensure Complete Practice Protection

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Ready To Protect Your Practice's Financial Health?

Our comprehensive BOE coverage for practice owners ensures your business continues running smoothly when disability prevents you from working. Don’t let a disability threaten the practice you’ve built.

The KeyArx Process

We Analyze Your Practice Before Recommending BOE Coverage

Complete Practice Expense Evaluation

We conduct a thorough analysis of all operating costs to determine appropriate coverage levels

Customize BOE Policy

Our specialists design comprehensive coverage that addresses your specific practice needs

Simplify Implementation

We handle all paperwork and coordination to make securing BOE coverage effortless

Regular Coverage Reviews

As your practice grows, we ensure your BOE coverage continues to match your changing needs

The Team

Meet Our BOE Specialists

Our team of financial advisors specializes in Business Overhead Expense coverage for physician practices, with deep expertise in practice expense protection.

Susanne Ustaris-Lush

Director of Insurance Operations

Susanne Ustaris-Lush

Director of Insurance Operations

Testimonials

What Clients Say About Our BOE Coverage

Susan D. Albano
“Working with The KeyArx Group was (and continues to be) an outstanding experience. Paul Cella and his team have managed to implement great income protection/insurance design ideas and provide professional services and recommendations. Paul has a positive can-do attitude and thrives when challenges come his way. He truly listens to his clients to deliver products that make sense. Based on his reliability and consistency in delivering results, I can confidently and highly recommend Paul to any SoNE network members.”

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