Malpractice insurance solutions protect physicians from the financial devastation of litigation. With average settlement amounts exceeding $500,000 and defense costs often reaching six figures even for successfully defended claims, proper coverage isn’t just recommended—it’s essential for practice sustainability.

Liability coverage for doctors must address the specific risks of your specialty. Neurosurgeons, obstetricians, and emergency physicians face different claim patterns and severity levels than family practitioners or psychiatrists, requiring precisely calibrated protection.

Understanding policy terms like “consent-to-settle,” “tail coverage,” and “defense costs inside/outside limits” can mean the difference between comprehensive practice protection and devastating coverage gaps. Our advisors translate complex policy language into clear terms so you know exactly what protection you’re receiving.